Call reports 2001
CENTER NATIONAL BANK — 2001
What CENTER NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 91,701,000 | 97,409,000 | 98,377,000 | 102,380,000 |
| Total loans | 56,921,000 | 63,244,000 | 64,792,000 | 64,019,000 |
| Allowance for loan losses | 999,000 | 1,036,000 | 1,080,000 | 1,078,000 |
| Securities available for sale | 15,945,000 | 15,330,000 | 14,469,000 | 14,850,000 |
| Securities held to maturity | 10,695,000 | 9,791,000 | 9,502,000 | 10,245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,193,000 | 81,053,000 | 83,792,000 | 87,313,000 |
| Interest-bearing deposits | 69,978,000 | 71,914,000 | 74,239,000 | 77,033,000 |
| Noninterest-bearing deposits | 7,215,000 | 9,139,000 | 9,553,000 | 10,280,000 |
| Equity capital | 9,560,000 | 9,891,000 | 10,470,000 | 10,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,795,000 | 3,599,000 | 5,404,000 | 7,118,000 |
| Interest expense | 894,000 | 1,747,000 | 2,549,000 | 3,265,000 |
| Net interest income | 901,000 | 1,852,000 | 2,855,000 | 3,853,000 |
| Noninterest income | 105,000 | 230,000 | 354,000 | 461,000 |
| Noninterest expense | 511,000 | 1,084,000 | 1,527,000 | 2,177,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 465,000 | 938,000 | 1,592,000 | 2,017,000 |
| Income tax | 153,000 | 311,000 | 542,000 | 679,000 |
| Net income | 312,000 | 627,000 | 1,050,000 | 1,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,472,000 | 9,787,000 | 10,210,000 | 10,498,000 |
| Total capital | 10,304,000 | 10,681,000 | 11,107,000 | 11,403,000 |
| Risk-weighted assets | 66,423,000 | 71,382,000 | 71,598,000 | 72,216,000 |