Call reports 2011
WESTSIDE COMMUNITY BANK — 2011
What WESTSIDE COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 142,035,000 | 138,618,000 | 134,580,000 | 116,875,000 |
| Total loans | 109,209,000 | 101,927,000 | 96,817,000 | 93,130,000 |
| Allowance for loan losses | 3,526,000 | 3,152,000 | 2,954,000 | 3,463,000 |
| Securities available for sale | 0 | 0 | 3,418,000 | 1,172,000 |
| Securities held to maturity | 3,717,000 | 5,169,000 | 3,108,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,638,000 | 128,171,000 | 125,681,000 | 110,333,000 |
| Interest-bearing deposits | 121,637,000 | 119,262,000 | 116,154,000 | 101,019,000 |
| Noninterest-bearing deposits | 9,001,000 | 8,909,000 | 9,527,000 | 9,314,000 |
| Equity capital | 10,428,000 | 8,944,000 | 8,184,000 | 6,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,467,000 | 2,910,000 | 4,317,000 | 5,648,000 |
| Interest expense | 374,000 | 707,000 | 1,022,000 | 1,336,000 |
| Net interest income | 1,093,000 | 2,203,000 | 3,295,000 | 4,312,000 |
| Noninterest income | 170,000 | 297,000 | 367,000 | 512,000 |
| Noninterest expense | 1,091,000 | 2,412,000 | 3,917,000 | 5,327,000 |
| Provision for loan losses | 120,000 | 1,520,000 | 2,105,000 | 4,030,000 |
| Pretax income | 52,000 | -1,432,000 | -2,360,000 | -4,296,000 |
| Income tax | 0 | 0 | 0 | -339,000 |
| Net income | 52,000 | -1,432,000 | -2,360,000 | -3,957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,428,000 | 8,944,000 | 8,016,000 | 6,419,000 |
| Total capital | 11,951,000 | 10,392,000 | 9,420,000 | 7,774,000 |
| Risk-weighted assets | 119,835,000 | 114,130,000 | 110,731,000 | 106,288,000 |