Call reports 2001
WESTSIDE COMMUNITY BANK — 2001
What WESTSIDE COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,114,000 | 44,026,000 | 45,249,000 | 49,199,000 |
| Total loans | 33,576,000 | 36,298,000 | 37,919,000 | 41,881,000 |
| Allowance for loan losses | 441,000 | 474,000 | 519,000 | 802,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,723,000 | 1,593,000 | 1,543,000 | 1,444,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,425,000 | 39,202,000 | 40,202,000 | 44,309,000 |
| Interest-bearing deposits | 33,722,000 | 35,436,000 | 36,624,000 | 40,816,000 |
| Noninterest-bearing deposits | 3,703,000 | 3,766,000 | 3,578,000 | 3,493,000 |
| Equity capital | 4,402,000 | 4,518,000 | 4,658,000 | 4,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 963,000 | 1,900,000 | 2,866,000 | 3,789,000 |
| Interest expense | 486,000 | 967,000 | 1,439,000 | 1,872,000 |
| Net interest income | 477,000 | 933,000 | 1,427,000 | 1,917,000 |
| Noninterest income | 27,000 | 58,000 | 92,000 | 128,000 |
| Noninterest expense | 267,000 | 536,000 | 808,000 | 1,100,000 |
| Provision for loan losses | 40,000 | 85,000 | 130,000 | 517,000 |
| Pretax income | 197,000 | 370,000 | 581,000 | 428,000 |
| Income tax | 64,000 | 121,000 | 192,000 | 136,000 |
| Net income | 133,000 | 249,000 | 389,000 | 292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,402,000 | 4,518,000 | 4,658,000 | 4,561,000 |
| Total capital | 4,837,000 | 4,977,000 | 5,133,000 | 5,083,000 |
| Risk-weighted assets | 34,792,000 | 36,723,000 | 37,961,000 | 41,504,000 |