Call reports 2025
FORCHT BANK, NATIONAL ASSOCIATION — 2025
What FORCHT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,539,852,000 | 1,547,839,000 | 1,556,029,000 | 1,652,914,000 |
| Total loans | 1,099,459,000 | 1,113,413,000 | 1,091,492,000 | 1,104,696,000 |
| Allowance for loan losses | 13,429,000 | 13,403,000 | 13,353,000 | 13,300,000 |
| Securities available for sale | 281,542,000 | 278,120,000 | 285,615,000 | 297,514,000 |
| Securities held to maturity | 1,574,000 | 1,539,000 | 1,538,000 | 1,508,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,391,702,000 | 1,375,408,000 | 1,402,775,000 | 1,494,746,000 |
| Interest-bearing deposits | 1,197,180,000 | 1,181,490,000 | 1,201,533,000 | 1,293,007,000 |
| Noninterest-bearing deposits | 194,522,000 | 193,918,000 | 201,242,000 | 201,739,000 |
| Equity capital | 134,756,000 | 137,130,000 | 141,116,000 | 144,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 16,675,000 | 33,369,000 | 50,305,000 | 67,772,000 |
| Interest expense | 6,225,000 | 12,345,000 | 18,521,000 | 24,772,000 |
| Net interest income | 10,450,000 | 21,024,000 | 31,784,000 | 43,000,000 |
| Noninterest income | 2,561,000 | 5,209,000 | 8,105,000 | 10,739,000 |
| Noninterest expense | 13,676,000 | 24,307,000 | 34,904,000 | 45,832,000 |
| Provision for loan losses | 230,000 | 260,000 | 260,000 | 260,000 |
| Pretax income | -695,000 | 1,866,000 | 4,925,000 | 7,847,000 |
| Income tax | -285,000 | 221,000 | 832,000 | 1,412,000 |
| Net income | -410,000 | 1,645,000 | 4,093,000 | 6,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,570,000 | 131,185,000 | 132,593,000 | 133,596,000 |
| Total capital | 143,822,000 | 144,536,000 | 145,888,000 | 146,844,000 |
| Risk-weighted assets | 1,060,054,000 | 1,083,761,000 | 1,063,646,000 | 1,081,621,000 |