Call reports 2016
FORCHT BANK, NATIONAL ASSOCIATION — 2016
What FORCHT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 998,318,000 | 1,009,423,000 | 1,009,100,000 | 1,027,532,000 |
| Total loans | 567,172,000 | 574,811,000 | 596,072,000 | 575,688,000 |
| Allowance for loan losses | 9,078,000 | 8,975,000 | 8,886,000 | 8,918,000 |
| Securities available for sale | 339,876,000 | 348,346,000 | 315,768,000 | 356,995,000 |
| Securities held to maturity | 3,605,000 | 3,605,000 | 3,807,000 | 3,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 810,111,000 | 803,488,000 | 814,911,000 | 818,753,000 |
| Interest-bearing deposits | 698,074,000 | 682,868,000 | 682,336,000 | 693,229,000 |
| Noninterest-bearing deposits | 112,037,000 | 120,620,000 | 132,575,000 | 125,524,000 |
| Equity capital | 145,152,000 | 149,803,000 | 144,507,000 | 133,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,399,000 | 18,767,000 | 27,911,000 | 37,039,000 |
| Interest expense | 501,000 | 1,006,000 | 1,461,000 | 1,899,000 |
| Net interest income | 8,898,000 | 17,761,000 | 26,450,000 | 35,140,000 |
| Noninterest income | 2,373,000 | 4,804,000 | 7,589,000 | 10,373,000 |
| Noninterest expense | 9,233,000 | 18,756,000 | 28,660,000 | 38,709,000 |
| Provision for loan losses | 0 | 0 | 0 | -800,000 |
| Pretax income | 2,233,000 | 5,199,000 | 8,752,000 | 11,980,000 |
| Income tax | 256,000 | 688,000 | 1,397,000 | 2,175,000 |
| Net income | 1,977,000 | 4,511,000 | 7,355,000 | 9,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,374,000 | 119,421,000 | 116,276,000 | 114,737,000 |
| Total capital | 125,672,000 | 126,729,000 | 123,717,000 | 122,025,000 |
| Risk-weighted assets | 582,081,000 | 583,023,000 | 593,858,000 | 581,458,000 |