Call reports 2015
FORCHT BANK, NATIONAL ASSOCIATION — 2015
What FORCHT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 961,689,000 | 985,800,000 | 991,388,000 | 1,011,527,000 |
| Total loans | 530,452,000 | 527,963,000 | 551,829,000 | 560,206,000 |
| Allowance for loan losses | 9,672,000 | 9,492,000 | 9,336,000 | 9,244,000 |
| Securities available for sale | 333,941,000 | 365,459,000 | 350,613,000 | 357,101,000 |
| Securities held to maturity | 1,690,000 | 1,690,000 | 2,330,000 | 3,645,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 790,030,000 | 777,099,000 | 778,592,000 | 805,185,000 |
| Interest-bearing deposits | 684,548,000 | 675,516,000 | 669,188,000 | 693,283,000 |
| Noninterest-bearing deposits | 105,482,000 | 101,583,000 | 109,404,000 | 111,902,000 |
| Equity capital | 134,439,000 | 131,784,000 | 136,890,000 | 141,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,316,000 | 18,491,000 | 27,708,000 | 37,473,000 |
| Interest expense | 464,000 | 1,011,000 | 1,531,000 | 2,060,000 |
| Net interest income | 8,852,000 | 17,480,000 | 26,177,000 | 35,413,000 |
| Noninterest income | 2,349,000 | 4,860,000 | 7,330,000 | 9,744,000 |
| Noninterest expense | 8,991,000 | 17,829,000 | 26,968,000 | 36,529,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,458,000 | 5,208,000 | 7,593,000 | 9,802,000 |
| Income tax | 432,000 | 805,000 | 1,050,000 | 1,225,000 |
| Net income | 2,026,000 | 4,403,000 | 6,543,000 | 8,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,403,000 | 114,787,000 | 115,934,000 | 117,975,000 |
| Total capital | 120,268,000 | 121,639,000 | 123,078,000 | 125,192,000 |
| Risk-weighted assets | 546,423,000 | 545,524,000 | 569,381,000 | 575,368,000 |