Call reports 2013
FORCHT BANK, NATIONAL ASSOCIATION — 2013
What FORCHT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 974,639,000 | 958,745,000 | 948,889,000 | 951,283,000 |
| Total loans | 535,301,000 | 527,105,000 | 521,918,000 | 519,316,000 |
| Allowance for loan losses | 9,656,000 | 10,312,000 | 10,442,000 | 10,176,000 |
| Securities available for sale | 329,612,000 | 344,372,000 | 331,012,000 | 341,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 761,548,000 | 731,515,000 | 734,444,000 | 743,311,000 |
| Interest-bearing deposits | 675,841,000 | 648,595,000 | 639,062,000 | 653,281,000 |
| Noninterest-bearing deposits | 85,707,000 | 82,920,000 | 95,382,000 | 90,030,000 |
| Equity capital | 125,531,000 | 117,776,000 | 109,819,000 | 109,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,142,000 | 18,255,000 | 27,377,000 | 36,420,000 |
| Interest expense | 892,000 | 1,641,000 | 2,272,000 | 2,888,000 |
| Net interest income | 8,250,000 | 16,614,000 | 25,105,000 | 33,532,000 |
| Noninterest income | 2,567,000 | 5,199,000 | 7,923,000 | 10,553,000 |
| Noninterest expense | 8,114,000 | 16,531,000 | 25,604,000 | 35,038,000 |
| Provision for loan losses | 1,050,000 | 2,100,000 | 2,650,000 | 2,650,000 |
| Pretax income | 1,930,000 | 3,469,000 | 5,402,000 | 7,163,000 |
| Income tax | 507,000 | 885,000 | 1,285,000 | 1,600,000 |
| Net income | 1,423,000 | 2,584,000 | 4,117,000 | 5,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,400,000 | 103,623,000 | 99,218,000 | 100,684,000 |
| Total capital | 109,144,000 | 110,149,000 | 105,767,000 | 107,340,000 |
| Risk-weighted assets | 536,572,000 | 518,308,000 | 520,022,000 | 528,936,000 |