Call reports 2012
FORCHT BANK, NATIONAL ASSOCIATION — 2012
What FORCHT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,033,402,000 | 972,548,000 | 927,736,000 | 950,246,000 |
| Total loans | 583,915,000 | 584,458,000 | 579,303,000 | 556,689,000 |
| Allowance for loan losses | 8,884,000 | 8,607,000 | 10,810,000 | 9,357,000 |
| Securities available for sale | 332,684,000 | 296,086,000 | 189,537,000 | 292,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 833,792,000 | 772,599,000 | 741,254,000 | 762,610,000 |
| Interest-bearing deposits | 689,884,000 | 667,096,000 | 660,041,000 | 675,851,000 |
| Noninterest-bearing deposits | 143,908,000 | 105,503,000 | 81,213,000 | 86,759,000 |
| Equity capital | 123,126,000 | 127,082,000 | 128,653,000 | 127,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 10,590,000 | 21,059,000 | 30,934,000 | 40,323,000 |
| Interest expense | 1,264,000 | 2,359,000 | 3,370,000 | 4,308,000 |
| Net interest income | 9,326,000 | 18,700,000 | 27,564,000 | 36,015,000 |
| Noninterest income | 2,390,000 | 4,892,000 | 7,463,000 | 8,911,000 |
| Noninterest expense | 8,913,000 | 17,769,000 | 26,407,000 | 34,801,000 |
| Provision for loan losses | 825,000 | 1,650,000 | 5,225,000 | 7,540,000 |
| Pretax income | 3,273,000 | 6,725,000 | 10,296,000 | 10,727,000 |
| Income tax | 600,000 | 1,568,000 | 2,587,000 | 2,575,000 |
| Net income | 2,673,000 | 5,157,000 | 7,709,000 | 8,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,751,000 | 100,296,000 | 102,911,000 | 103,415,000 |
| Total capital | 105,201,000 | 107,562,000 | 109,874,000 | 110,119,000 |
| Risk-weighted assets | 594,532,000 | 579,956,000 | 553,166,000 | 533,650,000 |