Call reports 2010
FORCHT BANK, NATIONAL ASSOCIATION — 2010
What FORCHT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,108,897,000 | 1,066,323,000 | 1,065,367,000 | 1,051,060,000 |
| Total loans | 745,550,000 | 722,459,000 | 692,978,000 | 670,274,000 |
| Allowance for loan losses | 11,731,000 | 11,105,000 | 12,083,000 | 10,129,000 |
| Securities available for sale | 260,729,000 | 231,634,000 | 258,020,000 | 270,946,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 895,199,000 | 881,990,000 | 864,022,000 | 806,881,000 |
| Interest-bearing deposits | 811,742,000 | 790,124,000 | 761,274,000 | 714,201,000 |
| Noninterest-bearing deposits | 83,457,000 | 91,865,000 | 102,748,000 | 92,681,000 |
| Equity capital | 111,121,000 | 116,339,000 | 118,795,000 | 104,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 14,727,000 | 28,921,000 | 42,994,000 | 56,427,000 |
| Interest expense | 3,217,000 | 6,099,000 | 8,667,000 | 10,909,000 |
| Net interest income | 11,510,000 | 22,822,000 | 34,327,000 | 45,518,000 |
| Noninterest income | 2,033,000 | 4,736,000 | 7,236,000 | 8,165,000 |
| Noninterest expense | 9,057,000 | 18,538,000 | 28,244,000 | 37,389,000 |
| Provision for loan losses | 1,550,000 | 3,000,000 | 6,550,000 | 8,450,000 |
| Pretax income | 3,054,000 | 7,446,000 | 13,143,000 | 15,832,000 |
| Income tax | 987,000 | 2,302,000 | 4,239,000 | 5,020,000 |
| Net income | 2,067,000 | 5,144,000 | 8,904,000 | 10,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,910,000 | 92,050,000 | 93,371,000 | 87,592,000 |
| Total capital | 97,681,000 | 100,608,000 | 101,832,000 | 95,770,000 |
| Risk-weighted assets | 698,730,000 | 682,060,000 | 675,659,000 | 654,663,000 |