Call reports 2009
FORCHT BANK, NATIONAL ASSOCIATION — 2009
What FORCHT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,060,237,000 | 1,092,693,000 | 1,072,966,000 | 1,104,173,000 |
| Total loans | 837,987,000 | 821,388,000 | 790,954,000 | 765,415,000 |
| Allowance for loan losses | 9,870,000 | 10,801,000 | 10,907,000 | 11,059,000 |
| Securities available for sale | 123,105,000 | 175,730,000 | 178,162,000 | 232,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 890,834,000 | 891,150,000 | 888,445,000 | 898,865,000 |
| Interest-bearing deposits | 806,569,000 | 809,484,000 | 808,196,000 | 812,080,000 |
| Noninterest-bearing deposits | 84,264,000 | 81,666,000 | 80,250,000 | 86,784,000 |
| Equity capital | 112,662,000 | 110,255,000 | 112,157,000 | 108,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 15,186,000 | 30,843,000 | 46,371,000 | 61,264,000 |
| Interest expense | 5,015,000 | 9,443,000 | 13,558,000 | 17,364,000 |
| Net interest income | 10,171,000 | 21,400,000 | 32,813,000 | 43,900,000 |
| Noninterest income | 2,405,000 | 4,912,000 | 7,203,000 | 9,583,000 |
| Noninterest expense | 8,435,000 | 17,860,000 | 27,388,000 | 36,665,000 |
| Provision for loan losses | 488,000 | 2,689,000 | 3,376,000 | 4,633,000 |
| Pretax income | 3,846,000 | 6,065,000 | 10,681,000 | 14,384,000 |
| Income tax | 1,309,000 | 2,029,000 | 3,549,000 | 4,727,000 |
| Net income | 2,537,000 | 4,036,000 | 7,132,000 | 9,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,409,000 | 88,035,000 | 88,694,000 | 86,782,000 |
| Total capital | 98,866,000 | 97,713,000 | 97,781,000 | 95,860,000 |
| Risk-weighted assets | 778,461,000 | 773,182,000 | 726,132,000 | 724,250,000 |