Call reports 2008
FORCHT BANK, NATIONAL ASSOCIATION — 2008
What FORCHT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 998,860,000 | 1,018,034,000 | 1,053,475,000 | 1,064,641,000 |
| Total loans | 773,723,000 | 807,325,000 | 838,029,000 | 847,738,000 |
| Allowance for loan losses | 10,505,000 | 10,500,000 | 9,680,000 | 9,836,000 |
| Securities available for sale | 118,212,000 | 123,590,000 | 118,356,000 | 109,886,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 859,270,000 | 845,626,000 | 834,819,000 | 842,909,000 |
| Interest-bearing deposits | 769,099,000 | 756,895,000 | 752,432,000 | 760,894,000 |
| Noninterest-bearing deposits | 90,171,000 | 88,731,000 | 82,387,000 | 82,015,000 |
| Equity capital | 111,326,000 | 110,823,000 | 111,711,000 | 111,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 16,481,000 | 32,416,000 | 48,492,000 | 64,534,000 |
| Interest expense | 7,172,000 | 13,188,000 | 19,281,000 | 24,920,000 |
| Net interest income | 9,309,000 | 19,228,000 | 29,211,000 | 39,614,000 |
| Noninterest income | 2,856,000 | 5,780,000 | 8,543,000 | 11,152,000 |
| Noninterest expense | 8,521,000 | 16,573,000 | 24,341,000 | 32,530,000 |
| Provision for loan losses | 278,000 | 512,000 | 755,000 | 1,630,000 |
| Pretax income | 3,927,000 | 8,650,000 | 13,385,000 | 17,453,000 |
| Income tax | 1,301,000 | 2,863,000 | 4,437,000 | 6,023,000 |
| Net income | 2,626,000 | 5,787,000 | 8,948,000 | 11,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,381,000 | 89,604,000 | 90,820,000 | 88,802,000 |
| Total capital | 97,320,000 | 98,614,000 | 100,279,000 | 98,378,000 |
| Risk-weighted assets | 713,594,000 | 745,943,000 | 783,908,000 | 770,639,000 |