Call reports 2007
FORCHT BANK, NATIONAL ASSOCIATION — 2007
What FORCHT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 103,380,000 | 98,327,000 | 103,741,000 | 1,024,460,000 |
| Total loans | 82,847,000 | 81,813,000 | 87,683,000 | 784,620,000 |
| Allowance for loan losses | 1,180,000 | 1,123,000 | 1,109,000 | 10,473,000 |
| Securities available for sale | 12,983,000 | 12,490,000 | 11,776,000 | 142,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,413,000 | 80,539,000 | 81,603,000 | 860,833,000 |
| Interest-bearing deposits | 72,037,000 | 73,465,000 | 72,410,000 | 753,293,000 |
| Noninterest-bearing deposits | 8,376,000 | 7,074,000 | 9,192,000 | 107,540,000 |
| Equity capital | 10,199,000 | 10,221,000 | 10,440,000 | 108,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,644,000 | 3,310,000 | 5,051,000 | 58,981,000 |
| Interest expense | 1,016,000 | 2,025,000 | 3,018,000 | 27,781,000 |
| Net interest income | 628,000 | 1,285,000 | 2,033,000 | 31,200,000 |
| Noninterest income | 112,000 | 236,000 | 433,000 | 6,366,000 |
| Noninterest expense | 575,000 | 1,197,000 | 1,953,000 | 29,137,000 |
| Provision for loan losses | 30,000 | 60,000 | 101,000 | 1,315,000 |
| Pretax income | 135,000 | 264,000 | 412,000 | 7,107,000 |
| Income tax | 42,000 | 89,000 | 139,000 | 1,682,000 |
| Net income | 93,000 | 175,000 | 273,000 | 5,425,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,278,000 | 10,361,000 | 10,458,000 | 85,694,000 |
| Total capital | 11,209,000 | 11,312,000 | 11,480,000 | 94,852,000 |
| Risk-weighted assets | 74,196,000 | 75,886,000 | 81,682,000 | 731,355,000 |