Call reports 2006
FORCHT BANK, NATIONAL ASSOCIATION — 2006
What FORCHT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 85,738,000 | 87,889,000 | 101,315,000 | 103,827,000 |
| Total loans | 68,866,000 | 70,863,000 | 80,761,000 | 80,383,000 |
| Allowance for loan losses | 1,162,000 | 1,165,000 | 1,196,000 | 1,176,000 |
| Securities available for sale | 13,382,000 | 11,870,000 | 13,307,000 | 13,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,145,000 | 77,734,000 | 92,010,000 | 94,323,000 |
| Interest-bearing deposits | 68,291,000 | 70,375,000 | 86,111,000 | 86,231,000 |
| Noninterest-bearing deposits | 6,854,000 | 7,358,000 | 5,899,000 | 8,092,000 |
| Equity capital | 7,872,000 | 7,790,000 | 7,993,000 | 8,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,326,000 | 2,731,000 | 4,363,000 | 6,122,000 |
| Interest expense | 666,000 | 1,447,000 | 2,418,000 | 3,499,000 |
| Net interest income | 660,000 | 1,284,000 | 1,945,000 | 2,623,000 |
| Noninterest income | 102,000 | 222,000 | 338,000 | 473,000 |
| Noninterest expense | 667,000 | 1,353,000 | 2,012,000 | 2,704,000 |
| Provision for loan losses | 29,000 | 59,000 | 110,000 | 141,000 |
| Pretax income | 66,000 | 94,000 | 161,000 | 251,000 |
| Income tax | 0 | 36,000 | 56,000 | 87,000 |
| Net income | 66,000 | 58,000 | 105,000 | 164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,087,000 | 8,079,000 | 8,126,000 | 8,186,000 |
| Total capital | 8,866,000 | 8,901,000 | 9,055,000 | 9,092,000 |
| Risk-weighted assets | 61,969,000 | 65,451,000 | 74,084,000 | 72,176,000 |