Call reports 2005
FORCHT BANK, NATIONAL ASSOCIATION — 2005
What FORCHT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 78,137,000 | 77,667,000 | 79,821,000 | 82,726,000 |
| Total loans | 56,496,000 | 61,654,000 | 62,022,000 | 63,699,000 |
| Allowance for loan losses | 900,000 | 987,000 | 1,014,000 | 1,149,000 |
| Securities available for sale | 9,280,000 | 11,119,000 | 14,234,000 | 14,158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,513,000 | 67,155,000 | 72,306,000 | 70,015,000 |
| Interest-bearing deposits | 62,935,000 | 57,982,000 | 64,207,000 | 61,962,000 |
| Noninterest-bearing deposits | 8,578,000 | 9,173,000 | 8,099,000 | 8,053,000 |
| Equity capital | 6,119,000 | 6,246,000 | 6,258,000 | 7,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 958,000 | 2,072,000 | 3,273,000 | 4,535,000 |
| Interest expense | 368,000 | 838,000 | 1,402,000 | 1,999,000 |
| Net interest income | 590,000 | 1,234,000 | 1,871,000 | 2,536,000 |
| Noninterest income | 61,000 | 164,000 | 244,000 | 341,000 |
| Noninterest expense | 576,000 | 1,196,000 | 1,805,000 | 2,564,000 |
| Provision for loan losses | 51,000 | 144,000 | 183,000 | 337,000 |
| Pretax income | 24,000 | 59,000 | 128,000 | -23,000 |
| Income tax | 0 | 0 | 0 | -298,000 |
| Net income | 24,000 | 59,000 | 128,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,270,000 | 6,304,000 | 6,371,000 | 8,021,000 |
| Total capital | 6,910,000 | 6,997,000 | 7,074,000 | 8,748,000 |
| Risk-weighted assets | 50,927,000 | 55,124,000 | 55,920,000 | 57,771,000 |