Call reports 2004
FORCHT BANK, NATIONAL ASSOCIATION — 2004
What FORCHT BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 59,956,000 | 66,695,000 | 62,650,000 | 67,697,000 |
| Total loans | 44,664,000 | 48,244,000 | 47,784,000 | 52,730,000 |
| Allowance for loan losses | 667,000 | 714,000 | 797,000 | 851,000 |
| Securities available for sale | 13,881,000 | 13,049,000 | 11,870,000 | 9,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,840,000 | 59,245,000 | 52,707,000 | 59,458,000 |
| Interest-bearing deposits | 47,120,000 | 54,435,000 | 48,181,000 | 53,653,000 |
| Noninterest-bearing deposits | 4,720,000 | 4,810,000 | 4,526,000 | 5,806,000 |
| Equity capital | 6,217,000 | 5,954,000 | 6,190,000 | 6,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 766,000 | 1,559,000 | 2,397,000 | 3,265,000 |
| Interest expense | 253,000 | 514,000 | 785,000 | 1,089,000 |
| Net interest income | 513,000 | 1,045,000 | 1,612,000 | 2,176,000 |
| Noninterest income | 27,000 | 50,000 | 79,000 | 120,000 |
| Noninterest expense | 457,000 | 932,000 | 1,415,000 | 1,943,000 |
| Provision for loan losses | 108,000 | 157,000 | 246,000 | 300,000 |
| Pretax income | 77,000 | 108,000 | 137,000 | 170,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 108,000 | 137,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,153,000 | 6,183,000 | 6,211,000 | 6,245,000 |
| Total capital | 6,640,000 | 6,715,000 | 6,730,000 | 6,832,000 |
| Risk-weighted assets | 38,832,000 | 42,439,000 | 41,220,000 | 46,700,000 |