Call reports 2026
HERITAGE BANK OF SCHAUMBURG — 2026
What HERITAGE BANK OF SCHAUMBURG reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 150,051,000 | 149,965,000 |
| Total loans | 82,023,000 | 79,645,000 |
| Allowance for loan losses | 899,000 | 899,000 |
| Securities available for sale | 40,796,000 | 39,865,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 126,900,000 | 126,478,000 |
| Interest-bearing deposits | 106,546,000 | 107,584,000 |
| Noninterest-bearing deposits | 20,354,000 | 18,894,000 |
| Equity capital | 22,615,000 | 22,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,607,000 | 3,243,000 |
| Interest expense | 324,000 | 664,000 |
| Net interest income | 1,283,000 | 2,579,000 |
| Noninterest income | 48,000 | 100,000 |
| Noninterest expense | 796,000 | 1,596,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 535,000 | 1,083,000 |
| Income tax | 1,000 | 4,000 |
| Net income | 534,000 | 1,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,294,000 | 15,459,000 |
| Total capital | 16,206,000 | 16,371,000 |
| Risk-weighted assets | 82,409,000 | 79,875,000 |