Call reports 2024
HERITAGE BANK OF SCHAUMBURG — 2024
What HERITAGE BANK OF SCHAUMBURG reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 140,213,000 | 142,076,000 | 142,494,000 | 145,320,000 |
| Total loans | 68,166,000 | 68,889,000 | 72,113,000 | 75,499,000 |
| Allowance for loan losses | 899,000 | 899,000 | 899,000 | 899,000 |
| Securities available for sale | 46,333,000 | 43,220,000 | 39,821,000 | 42,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,367,000 | 121,845,000 | 121,148,000 | 124,261,000 |
| Interest-bearing deposits | 99,387,000 | 99,229,000 | 102,619,000 | 104,182,000 |
| Noninterest-bearing deposits | 20,980,000 | 22,616,000 | 18,529,000 | 20,079,000 |
| Equity capital | 19,375,000 | 19,600,000 | 20,618,000 | 20,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,120,000 | 2,355,000 | 3,606,000 | 4,948,000 |
| Interest expense | 208,000 | 453,000 | 735,000 | 1,049,000 |
| Net interest income | 912,000 | 1,902,000 | 2,871,000 | 3,899,000 |
| Noninterest income | 59,000 | 113,000 | 172,000 | 225,000 |
| Noninterest expense | 761,000 | 1,521,000 | 2,283,000 | 3,025,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 210,000 | 494,000 | 760,000 | 1,099,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 210,000 | 494,000 | 760,000 | 1,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,686,000 | 13,760,000 | 13,841,000 | 14,000,000 |
| Total capital | 14,416,000 | 14,484,000 | 14,597,000 | 14,809,000 |
| Risk-weighted assets | 58,290,000 | 57,790,000 | 60,333,000 | 64,662,000 |