Call reports 2021
HERITAGE BANK OF SCHAUMBURG — 2021
What HERITAGE BANK OF SCHAUMBURG reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 153,595,000 | 162,077,000 | 164,143,000 | 162,657,000 |
| Total loans | 74,808,000 | 75,135,000 | 73,608,000 | 71,879,000 |
| Allowance for loan losses | 903,000 | 903,000 | 903,000 | 903,000 |
| Securities available for sale | 22,797,000 | 31,843,000 | 30,517,000 | 40,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,743,000 | 141,355,000 | 142,761,000 | 141,385,000 |
| Interest-bearing deposits | 107,130,000 | 115,829,000 | 117,069,000 | 114,746,000 |
| Noninterest-bearing deposits | 25,613,000 | 25,526,000 | 25,692,000 | 26,639,000 |
| Equity capital | 20,602,000 | 20,446,000 | 21,174,000 | 21,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 975,000 | 1,952,000 | 2,916,000 | 3,849,000 |
| Interest expense | 41,000 | 78,000 | 112,000 | 147,000 |
| Net interest income | 934,000 | 1,874,000 | 2,804,000 | 3,702,000 |
| Noninterest income | 53,000 | 117,000 | 179,000 | 241,000 |
| Noninterest expense | 712,000 | 1,417,000 | 2,137,000 | 2,872,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 275,000 | 574,000 | 846,000 | 1,071,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 8,000 |
| Net income | 273,000 | 570,000 | 840,000 | 1,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,095,000 | 12,012,000 | 12,812,000 | 12,885,000 |
| Total capital | 12,764,000 | 12,686,000 | 13,481,000 | 13,553,000 |
| Risk-weighted assets | 53,308,000 | 53,704,000 | 53,291,000 | 53,248,000 |