Call report 2024Q4
CITIZENS BANK — 2024Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 185,435,000 | USD | evidence → |
| Total loans | 153,089,000 | USD | evidence → |
| Allowance for loan losses | 1,736,000 | USD | evidence → |
| Securities available for sale | 8,198,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 166,950,000 | USD | evidence → |
| Interest-bearing deposits | 108,913,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,037,000 | USD | evidence → |
| Equity capital | 17,761,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,285,000 | USD | evidence → |
| Interest expense | 2,194,000 | USD | evidence → |
| Net interest income | 11,091,000 | USD | evidence → |
| Noninterest income | 684,000 | USD | evidence → |
| Noninterest expense | 6,254,000 | USD | evidence → |
| Provision for loan losses | 130,000 | USD | evidence → |
| Pretax income | 5,391,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,391,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,614,000 | USD | evidence → |
| Total capital | 19,350,000 | USD | evidence → |
| Risk-weighted assets | 145,754,000 | USD | evidence → |