Call reports 2021
CITIZENS BANK — 2021
What CITIZENS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 192,506,000 | 190,065,000 | 189,383,000 | 188,764,000 |
| Total loans | 125,237,000 | 122,415,000 | 123,670,000 | 126,413,000 |
| Allowance for loan losses | 1,229,000 | 1,240,000 | 1,273,000 | 1,233,000 |
| Securities available for sale | 2,258,000 | 9,039,000 | 10,730,000 | 11,376,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,778,000 | 176,383,000 | 175,210,000 | 174,339,000 |
| Interest-bearing deposits | 118,715,000 | 119,129,000 | 115,362,000 | 115,313,000 |
| Noninterest-bearing deposits | 60,063,000 | 57,254,000 | 59,848,000 | 59,026,000 |
| Equity capital | 13,605,000 | 13,546,000 | 14,011,000 | 14,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,786,000 | 3,868,000 | 5,877,000 | 7,717,000 |
| Interest expense | 171,000 | 332,000 | 487,000 | 635,000 |
| Net interest income | 1,615,000 | 3,536,000 | 5,390,000 | 7,082,000 |
| Noninterest income | 205,000 | 459,000 | 689,000 | 906,000 |
| Noninterest expense | 1,256,000 | 2,483,000 | 3,695,000 | 5,093,000 |
| Provision for loan losses | 30,000 | 41,000 | 68,000 | 72,000 |
| Pretax income | 534,000 | 1,471,000 | 2,316,000 | 2,823,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 534,000 | 1,471,000 | 2,316,000 | 2,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,013,000 | 12,985,000 | 13,478,000 | 13,789,000 |
| Total capital | 14,242,000 | 14,225,000 | 14,751,000 | 15,022,000 |
| Risk-weighted assets | 121,909,000 | 124,883,000 | 126,548,000 | 129,159,000 |