Call report 2015Q4
CITIZENS BANK — 2015Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 58,382,000 | USD | evidence → |
| Total loans | 47,668,000 | USD | evidence → |
| Allowance for loan losses | 316,000 | USD | evidence → |
| Securities available for sale | 98,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 50,050,000 | USD | evidence → |
| Interest-bearing deposits | 34,048,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,002,000 | USD | evidence → |
| Equity capital | 4,227,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,020,000 | USD | evidence → |
| Interest expense | 200,000 | USD | evidence → |
| Net interest income | 2,820,000 | USD | evidence → |
| Noninterest income | 627,000 | USD | evidence → |
| Noninterest expense | 2,839,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 548,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 548,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,227,000 | USD | evidence → |
| Total capital | 4,543,000 | USD | evidence → |
| Risk-weighted assets | 45,295,000 | USD | evidence → |