Call report 2014Q4
CITIZENS BANK — 2014Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 58,617,000 | USD | evidence → |
| Total loans | 48,570,000 | USD | evidence → |
| Allowance for loan losses | 419,000 | USD | evidence → |
| Securities available for sale | 124,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,911,000 | USD | evidence → |
| Interest-bearing deposits | 33,301,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,610,000 | USD | evidence → |
| Equity capital | 4,118,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,894,000 | USD | evidence → |
| Interest expense | 201,000 | USD | evidence → |
| Net interest income | 2,693,000 | USD | evidence → |
| Noninterest income | 628,000 | USD | evidence → |
| Noninterest expense | 2,534,000 | USD | evidence → |
| Provision for loan losses | 46,000 | USD | evidence → |
| Pretax income | 741,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 741,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,118,000 | USD | evidence → |
| Total capital | 4,537,000 | USD | evidence → |
| Risk-weighted assets | 44,002,000 | USD | evidence → |