Call report 2008Q4
CITIZENS BANK — 2008Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 38,457,000 | USD | evidence → |
| Total loans | 34,502,000 | USD | evidence → |
| Allowance for loan losses | 336,000 | USD | evidence → |
| Securities available for sale | 814,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 31,430,000 | USD | evidence → |
| Interest-bearing deposits | 27,536,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,894,000 | USD | evidence → |
| Equity capital | 2,755,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,730,000 | USD | evidence → |
| Interest expense | 987,000 | USD | evidence → |
| Net interest income | 1,743,000 | USD | evidence → |
| Noninterest income | 364,000 | USD | evidence → |
| Noninterest expense | 1,667,000 | USD | evidence → |
| Provision for loan losses | 22,000 | USD | evidence → |
| Pretax income | 422,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 422,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,751,000 | USD | evidence → |
| Total capital | 3,087,000 | USD | evidence → |
| Risk-weighted assets | 28,636,000 | USD | evidence → |