Call report 2005Q4
CITIZENS BANK — 2005Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 24,275,000 | USD | evidence → |
| Total loans | 19,828,000 | USD | evidence → |
| Allowance for loan losses | 251,000 | USD | evidence → |
| Securities available for sale | 2,842,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 21,370,000 | USD | evidence → |
| Interest-bearing deposits | 17,725,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,645,000 | USD | evidence → |
| Equity capital | 1,843,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,487,000 | USD | evidence → |
| Interest expense | 415,000 | USD | evidence → |
| Net interest income | 1,072,000 | USD | evidence → |
| Noninterest income | 254,000 | USD | evidence → |
| Noninterest expense | 943,000 | USD | evidence → |
| Provision for loan losses | 39,000 | USD | evidence → |
| Pretax income | 329,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 329,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,901,000 | USD | evidence → |
| Total capital | 2,131,000 | USD | evidence → |
| Risk-weighted assets | 17,610,000 | USD | evidence → |