Call report 2004Q3
CITIZENS BANK — 2004Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 19,856,000 | USD | evidence → |
| Total loans | 13,167,000 | USD | evidence → |
| Allowance for loan losses | 199,000 | USD | evidence → |
| Securities available for sale | 4,849,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 16,471,000 | USD | evidence → |
| Interest-bearing deposits | 13,819,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,652,000 | USD | evidence → |
| Equity capital | 1,747,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 815,000 | USD | evidence → |
| Interest expense | 195,000 | USD | evidence → |
| Net interest income | 620,000 | USD | evidence → |
| Noninterest income | 139,000 | USD | evidence → |
| Noninterest expense | 544,000 | USD | evidence → |
| Provision for loan losses | 8,000 | USD | evidence → |
| Pretax income | 221,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 221,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,733,000 | USD | evidence → |
| Total capital | 1,893,000 | USD | evidence → |
| Risk-weighted assets | 12,278,000 | USD | evidence → |