Call report 2003Q4
CITIZENS BANK — 2003Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 20,361,000 | USD | evidence → |
| Total loans | 13,833,000 | USD | evidence → |
| Allowance for loan losses | 163,000 | USD | evidence → |
| Securities available for sale | 4,472,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 16,887,000 | USD | evidence → |
| Interest-bearing deposits | 14,108,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,779,000 | USD | evidence → |
| Equity capital | 1,679,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,207,000 | USD | evidence → |
| Interest expense | 362,000 | USD | evidence → |
| Net interest income | 845,000 | USD | evidence → |
| Noninterest income | 225,000 | USD | evidence → |
| Noninterest expense | 767,000 | USD | evidence → |
| Provision for loan losses | 74,000 | USD | evidence → |
| Pretax income | 229,000 | USD | evidence → |
| Income tax | -9,000 | USD | evidence → |
| Net income | 238,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,637,000 | USD | evidence → |
| Total capital | 1,797,000 | USD | evidence → |
| Risk-weighted assets | 12,826,000 | USD | evidence → |