Call reports 2009
AFB&T — 2009
What AFB&T reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,600,924,000 | 1,621,664,000 | 1,706,080,000 | 1,543,106,000 |
| Total loans | 1,311,914,000 | 1,310,854,000 | 1,287,108,000 | 1,255,934,000 |
| Allowance for loan losses | 19,413,000 | 25,504,000 | 26,220,000 | 29,627,000 |
| Securities available for sale | 167,073,000 | 164,668,000 | 149,353,000 | 135,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,324,896,000 | 1,371,942,000 | 1,406,688,000 | 1,283,486,000 |
| Interest-bearing deposits | 1,151,518,000 | 1,197,741,000 | 1,229,553,000 | 1,108,661,000 |
| Noninterest-bearing deposits | 173,378,000 | 174,201,000 | 177,135,000 | 174,825,000 |
| Equity capital | 140,753,000 | 134,517,000 | 131,166,000 | 125,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 18,257,000 | 37,008,000 | 55,861,000 | 74,057,000 |
| Interest expense | 6,688,000 | 12,999,000 | 19,210,000 | 24,770,000 |
| Net interest income | 11,569,000 | 24,009,000 | 36,651,000 | 49,287,000 |
| Noninterest income | 10,000 | 527,000 | -2,674,000 | -4,104,000 |
| Noninterest expense | 8,622,000 | 18,222,000 | 28,147,000 | 37,266,000 |
| Provision for loan losses | 8,054,000 | 18,618,000 | 30,716,000 | 51,210,000 |
| Pretax income | -5,097,000 | -12,304,000 | -24,551,000 | -42,958,000 |
| Income tax | -2,093,000 | -4,978,000 | -9,802,000 | -16,137,000 |
| Net income | -3,004,000 | -7,326,000 | -14,749,000 | -26,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,510,000 | 131,009,000 | 127,376,000 | 121,153,000 |
| Total capital | 153,865,000 | 148,462,000 | 144,658,000 | 137,755,000 |
| Risk-weighted assets | 1,386,336,000 | 1,388,138,000 | 1,373,530,000 | 1,315,099,000 |