Call reports 2007
AFB&T — 2007
What AFB&T reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,219,546,000 | 1,233,511,000 | 1,274,566,000 | 1,310,073,000 |
| Total loans | 1,024,816,000 | 1,040,322,000 | 1,042,376,000 | 1,085,396,000 |
| Allowance for loan losses | 11,764,000 | 11,134,000 | 11,705,000 | 12,630,000 |
| Securities available for sale | 130,479,000 | 131,210,000 | 132,822,000 | 123,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 952,402,000 | 956,722,000 | 923,655,000 | 981,756,000 |
| Interest-bearing deposits | 850,953,000 | 856,810,000 | 866,154,000 | 928,339,000 |
| Noninterest-bearing deposits | 101,449,000 | 99,912,000 | 57,501,000 | 53,417,000 |
| Equity capital | 109,842,000 | 110,763,000 | 113,211,000 | 114,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 22,154,000 | 45,118,000 | 68,532,000 | 90,724,000 |
| Interest expense | 10,184,000 | 20,713,000 | 31,810,000 | 42,273,000 |
| Net interest income | 11,970,000 | 24,405,000 | 36,722,000 | 48,451,000 |
| Noninterest income | 2,099,000 | 4,371,000 | 7,616,000 | 10,624,000 |
| Noninterest expense | 6,038,000 | 12,502,000 | 19,120,000 | 25,389,000 |
| Provision for loan losses | 593,000 | 5,000 | 771,000 | 2,452,000 |
| Pretax income | 7,438,000 | 16,273,000 | 24,451,000 | 31,238,000 |
| Income tax | 2,790,000 | 6,123,000 | 9,046,000 | 11,322,000 |
| Net income | 4,648,000 | 10,150,000 | 15,405,000 | 19,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,202,000 | 111,792,000 | 113,117,000 | 113,700,000 |
| Total capital | 121,966,000 | 122,926,000 | 124,822,000 | 126,330,000 |
| Risk-weighted assets | 1,095,495,000 | 1,107,939,000 | 1,124,541,000 | 1,162,923,000 |