Call reports 2001
AFB&T — 2001
What AFB&T reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 683,984,000 | 705,930,000 | 707,144,000 | 729,601,000 |
| Total loans | 516,353,000 | 535,685,000 | 541,072,000 | 558,349,000 |
| Allowance for loan losses | 6,689,000 | 6,905,000 | 6,953,000 | 7,175,000 |
| Securities available for sale | 135,943,000 | 134,233,000 | 132,612,000 | 134,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 537,211,000 | 543,399,000 | 556,286,000 | 551,328,000 |
| Interest-bearing deposits | 468,204,000 | 472,433,000 | 485,919,000 | 477,220,000 |
| Noninterest-bearing deposits | 69,007,000 | 70,966,000 | 70,367,000 | 74,108,000 |
| Equity capital | 56,621,000 | 57,414,000 | 59,235,000 | 59,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 13,946,000 | 27,702,000 | 41,148,000 | 53,889,000 |
| Interest expense | 7,032,000 | 13,388,000 | 19,374,000 | 24,397,000 |
| Net interest income | 6,914,000 | 14,314,000 | 21,774,000 | 29,492,000 |
| Noninterest income | 1,397,000 | 2,971,000 | 4,553,000 | 6,209,000 |
| Noninterest expense | 4,036,000 | 8,162,000 | 12,256,000 | 16,218,000 |
| Provision for loan losses | 216,000 | 475,000 | 635,000 | 943,000 |
| Pretax income | 4,119,000 | 8,765,000 | 13,618,000 | 18,889,000 |
| Income tax | 1,478,000 | 3,166,000 | 4,958,000 | 6,910,000 |
| Net income | 2,641,000 | 5,599,000 | 8,660,000 | 11,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,831,000 | 55,500,000 | 56,197,000 | 57,377,000 |
| Total capital | 61,201,000 | 62,084,000 | 62,989,000 | 64,359,000 |
| Risk-weighted assets | 509,257,000 | 526,406,000 | 543,161,000 | 558,341,000 |