Call reports 2025
FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION — 2025
What FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 647,885,000 | 651,452,000 | 677,107,000 | 666,840,000 |
| Total loans | 413,894,000 | 417,338,000 | 418,532,000 | 436,017,000 |
| Allowance for loan losses | 5,475,000 | 5,529,000 | 5,597,000 | 5,675,000 |
| Securities available for sale | 131,485,000 | 124,038,000 | 127,580,000 | 131,583,000 |
| Securities held to maturity | 9,094,000 | 9,111,000 | 8,984,000 | 10,869,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 584,160,000 | 586,313,000 | 608,322,000 | 596,810,000 |
| Interest-bearing deposits | 533,999,000 | 535,888,000 | 560,294,000 | 547,077,000 |
| Noninterest-bearing deposits | 50,161,000 | 50,425,000 | 48,028,000 | 49,733,000 |
| Equity capital | 54,471,000 | 55,494,000 | 59,340,000 | 60,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,260,000 | 14,785,000 | 22,683,000 | 30,865,000 |
| Interest expense | 1,588,000 | 3,243,000 | 5,040,000 | 6,782,000 |
| Net interest income | 5,672,000 | 11,542,000 | 17,643,000 | 24,083,000 |
| Noninterest income | 1,635,000 | 3,211,000 | 4,743,000 | 6,383,000 |
| Noninterest expense | 5,855,000 | 11,703,000 | 17,715,000 | 23,867,000 |
| Provision for loan losses | 73,000 | 115,000 | 175,000 | 252,000 |
| Pretax income | 1,099,000 | 2,655,000 | 4,216,000 | 6,071,000 |
| Income tax | 213,000 | 555,000 | 900,000 | 1,333,000 |
| Net income | 886,000 | 2,100,000 | 3,316,000 | 4,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,879,000 | 62,908,000 | 64,124,000 | 65,227,000 |
| Total capital | 67,553,000 | 68,572,000 | 69,785,000 | 70,960,000 |
| Risk-weighted assets | 453,172,000 | 452,303,000 | 451,941,000 | 457,704,000 |