Call reports 2016
FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION — 2016
What FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 471,615,000 | 492,879,000 | 488,648,000 | 488,512,000 |
| Total loans | 321,603,000 | 327,312,000 | 331,496,000 | 332,139,000 |
| Allowance for loan losses | 4,647,000 | 4,687,000 | 4,151,000 | 4,187,000 |
| Securities available for sale | 110,372,000 | 116,572,000 | 123,004,000 | 118,670,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,721,000 | 427,024,000 | 414,042,000 | 423,191,000 |
| Interest-bearing deposits | 380,341,000 | 394,395,000 | 380,247,000 | 390,680,000 |
| Noninterest-bearing deposits | 26,380,000 | 32,629,000 | 33,795,000 | 32,511,000 |
| Equity capital | 42,123,000 | 42,914,000 | 43,076,000 | 41,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,909,000 | 7,836,000 | 11,949,000 | 16,070,000 |
| Interest expense | 258,000 | 533,000 | 832,000 | 1,138,000 |
| Net interest income | 3,651,000 | 7,303,000 | 11,117,000 | 14,932,000 |
| Noninterest income | 1,524,000 | 3,325,000 | 5,000,000 | 6,671,000 |
| Noninterest expense | 4,479,000 | 9,078,000 | 13,598,000 | 17,990,000 |
| Provision for loan losses | 185,000 | 367,000 | 590,000 | 833,000 |
| Pretax income | 575,000 | 1,205,000 | 1,951,000 | 2,802,000 |
| Income tax | 153,000 | 327,000 | 554,000 | 821,000 |
| Net income | 422,000 | 878,000 | 1,397,000 | 1,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,724,000 | 42,184,000 | 42,580,000 | 42,940,000 |
| Total capital | 46,442,000 | 46,795,000 | 47,280,000 | 47,650,000 |
| Risk-weighted assets | 376,641,000 | 367,876,000 | 375,645,000 | 376,411,000 |