Call reports 2015
FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION — 2015
What FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 459,375,000 | 454,786,000 | 462,215,000 | 482,111,000 |
| Total loans | 307,132,000 | 305,113,000 | 313,242,000 | 314,280,000 |
| Allowance for loan losses | 4,241,000 | 4,279,000 | 4,345,000 | 4,465,000 |
| Securities available for sale | 114,189,000 | 111,680,000 | 111,419,000 | 112,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 395,799,000 | 394,264,000 | 393,235,000 | 418,867,000 |
| Interest-bearing deposits | 375,657,000 | 368,797,000 | 367,668,000 | 392,531,000 |
| Noninterest-bearing deposits | 20,142,000 | 25,467,000 | 25,567,000 | 26,336,000 |
| Equity capital | 40,191,000 | 40,042,000 | 40,907,000 | 40,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,761,000 | 7,639,000 | 11,461,000 | 15,317,000 |
| Interest expense | 316,000 | 612,000 | 895,000 | 1,154,000 |
| Net interest income | 3,445,000 | 7,027,000 | 10,566,000 | 14,163,000 |
| Noninterest income | 1,644,000 | 3,338,000 | 4,941,000 | 6,636,000 |
| Noninterest expense | 4,345,000 | 8,878,000 | 13,137,000 | 17,411,000 |
| Provision for loan losses | 157,000 | 210,000 | 367,000 | 524,000 |
| Pretax income | 590,000 | 1,280,000 | 2,006,000 | 2,867,000 |
| Income tax | 158,000 | 352,000 | 566,000 | 818,000 |
| Net income | 432,000 | 928,000 | 1,440,000 | 2,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,057,000 | 40,401,000 | 40,799,000 | 41,226,000 |
| Total capital | 44,298,000 | 44,647,000 | 45,428,000 | 45,843,000 |
| Risk-weighted assets | 346,564,000 | 338,765,000 | 369,740,000 | 368,637,000 |