Call reports 2014
FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION — 2014
What FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 442,992,000 | 461,145,000 | 472,446,000 | 462,004,000 |
| Total loans | 297,698,000 | 296,364,000 | 299,125,000 | 302,319,000 |
| Allowance for loan losses | 4,225,000 | 4,022,000 | 4,080,000 | 4,150,000 |
| Securities available for sale | 83,534,000 | 105,607,000 | 116,437,000 | 122,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,938,000 | 403,378,000 | 406,675,000 | 398,995,000 |
| Interest-bearing deposits | 366,523,000 | 382,227,000 | 385,392,000 | 377,547,000 |
| Noninterest-bearing deposits | 20,415,000 | 21,151,000 | 21,283,000 | 21,448,000 |
| Equity capital | 37,587,000 | 38,366,000 | 38,518,000 | 39,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,806,000 | 7,609,000 | 11,479,000 | 15,347,000 |
| Interest expense | 400,000 | 786,000 | 1,158,000 | 1,507,000 |
| Net interest income | 3,406,000 | 6,823,000 | 10,321,000 | 13,840,000 |
| Noninterest income | 2,318,000 | 4,222,000 | 6,045,000 | 7,587,000 |
| Noninterest expense | 5,158,000 | 10,072,000 | 14,982,000 | 19,690,000 |
| Provision for loan losses | 77,000 | 132,000 | 192,000 | 273,000 |
| Pretax income | 489,000 | 841,000 | 1,229,000 | 1,501,000 |
| Income tax | 118,000 | 171,000 | 246,000 | 329,000 |
| Net income | 371,000 | 670,000 | 983,000 | 1,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,780,000 | 39,112,000 | 39,391,000 | 39,586,000 |
| Total capital | 42,732,000 | 43,066,000 | 43,407,000 | 43,636,000 |
| Risk-weighted assets | 315,079,000 | 315,354,000 | 320,289,000 | 323,023,000 |