Call reports 2012
FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION — 2012
What FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 411,202,000 | 409,939,000 | 448,595,000 | 452,910,000 |
| Total loans | 291,057,000 | 295,964,000 | 334,296,000 | 338,235,000 |
| Allowance for loan losses | 4,155,000 | 4,170,000 | 4,241,000 | 4,273,000 |
| Securities available for sale | 79,068,000 | 73,038,000 | 75,355,000 | 74,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,589,000 | 344,137,000 | 353,577,000 | 369,221,000 |
| Interest-bearing deposits | 326,415,000 | 326,181,000 | 334,545,000 | 351,694,000 |
| Noninterest-bearing deposits | 18,174,000 | 17,956,000 | 19,032,000 | 17,527,000 |
| Equity capital | 36,096,000 | 36,744,000 | 37,643,000 | 37,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,232,000 | 8,292,000 | 12,512,000 | 16,714,000 |
| Interest expense | 532,000 | 1,024,000 | 1,537,000 | 2,044,000 |
| Net interest income | 3,700,000 | 7,268,000 | 10,975,000 | 14,670,000 |
| Noninterest income | 3,612,000 | 7,980,000 | 13,978,000 | 21,032,000 |
| Noninterest expense | 6,642,000 | 13,655,000 | 22,122,000 | 31,999,000 |
| Provision for loan losses | 160,000 | 315,000 | 495,000 | 675,000 |
| Pretax income | 459,000 | 1,284,000 | 2,387,000 | 3,119,000 |
| Income tax | 73,000 | 295,000 | 621,000 | 810,000 |
| Net income | 386,000 | 989,000 | 1,766,000 | 2,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,436,000 | 36,010,000 | 36,787,000 | 37,193,000 |
| Total capital | 39,256,000 | 39,795,000 | 40,843,000 | 41,247,000 |
| Risk-weighted assets | 304,697,000 | 301,773,000 | 323,594,000 | 323,273,000 |