Call reports 2010
FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION — 2010
What FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 418,335,000 | 410,664,000 | 416,198,000 | 426,292,000 |
| Total loans | 280,536,000 | 278,458,000 | 291,281,000 | 294,790,000 |
| Allowance for loan losses | 4,025,000 | 4,077,000 | 4,177,000 | 4,368,000 |
| Securities available for sale | 89,479,000 | 80,854,000 | 77,531,000 | 86,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,174,000 | 353,344,000 | 350,963,000 | 353,270,000 |
| Interest-bearing deposits | 338,825,000 | 333,556,000 | 331,574,000 | 327,461,000 |
| Noninterest-bearing deposits | 20,349,000 | 19,788,000 | 19,389,000 | 25,809,000 |
| Equity capital | 31,745,000 | 32,536,000 | 33,487,000 | 32,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,775,000 | 9,529,000 | 14,215,000 | 18,803,000 |
| Interest expense | 927,000 | 1,755,000 | 2,548,000 | 3,297,000 |
| Net interest income | 3,848,000 | 7,774,000 | 11,667,000 | 15,506,000 |
| Noninterest income | 1,351,000 | 3,065,000 | 5,143,000 | 7,969,000 |
| Noninterest expense | 4,396,000 | 8,777,000 | 13,707,000 | 19,601,000 |
| Provision for loan losses | 131,000 | 181,000 | 296,000 | 493,000 |
| Pretax income | 522,000 | 1,986,000 | 2,908,000 | 3,611,000 |
| Income tax | 79,000 | 554,000 | 812,000 | 945,000 |
| Net income | 443,000 | 1,432,000 | 2,096,000 | 2,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,490,000 | 32,373,000 | 33,037,000 | 33,422,000 |
| Total capital | 35,282,000 | 36,123,000 | 36,694,000 | 37,258,000 |
| Risk-weighted assets | 302,871,000 | 299,427,000 | 292,217,000 | 306,590,000 |