Call reports 2008
FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION — 2008
What FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 381,818,000 | 389,606,000 | 390,763,000 | 393,850,000 |
| Total loans | 276,163,000 | 282,551,000 | 286,977,000 | 289,316,000 |
| Allowance for loan losses | 3,218,000 | 3,329,000 | 3,439,000 | 3,566,000 |
| Securities available for sale | 66,029,000 | 60,796,000 | 60,486,000 | 63,209,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,805,000 | 335,213,000 | 329,300,000 | 333,138,000 |
| Interest-bearing deposits | 298,708,000 | 307,073,000 | 305,386,000 | 311,052,000 |
| Noninterest-bearing deposits | 27,097,000 | 28,140,000 | 23,914,000 | 22,086,000 |
| Equity capital | 29,577,000 | 28,357,000 | 28,686,000 | 29,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,318,000 | 10,523,000 | 15,726,000 | 20,871,000 |
| Interest expense | 1,849,000 | 3,309,000 | 4,736,000 | 6,082,000 |
| Net interest income | 3,469,000 | 7,214,000 | 10,990,000 | 14,789,000 |
| Noninterest income | 1,267,000 | 2,595,000 | 3,853,000 | 5,048,000 |
| Noninterest expense | 3,593,000 | 7,305,000 | 11,221,000 | 15,199,000 |
| Provision for loan losses | 135,000 | 270,000 | 406,000 | 541,000 |
| Pretax income | 1,008,000 | 2,234,000 | 3,216,000 | 4,123,000 |
| Income tax | 288,000 | 662,000 | 944,000 | 1,197,000 |
| Net income | 720,000 | 1,572,000 | 2,272,000 | 2,926,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,396,000 | 28,902,000 | 29,602,000 | 30,154,000 |
| Total capital | 32,614,000 | 32,231,000 | 33,041,000 | 33,720,000 |
| Risk-weighted assets | 277,305,000 | 284,933,000 | 291,972,000 | 299,293,000 |