Call reports 2007
FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION — 2007
What FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 373,322,000 | 378,151,000 | 370,622,000 | 381,643,000 |
| Total loans | 262,641,000 | 260,622,000 | 263,381,000 | 271,991,000 |
| Allowance for loan losses | 2,794,000 | 2,919,000 | 3,052,000 | 3,102,000 |
| Securities available for sale | 56,739,000 | 59,581,000 | 69,164,000 | 69,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,467,000 | 329,255,000 | 322,195,000 | 321,278,000 |
| Interest-bearing deposits | 306,447,000 | 303,565,000 | 298,404,000 | 286,448,000 |
| Noninterest-bearing deposits | 25,020,000 | 25,690,000 | 23,791,000 | 34,830,000 |
| Equity capital | 26,894,000 | 26,557,000 | 27,797,000 | 28,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,368,000 | 10,891,000 | 16,548,000 | 22,062,000 |
| Interest expense | 2,263,000 | 4,535,000 | 6,861,000 | 9,070,000 |
| Net interest income | 3,105,000 | 6,356,000 | 9,687,000 | 12,992,000 |
| Noninterest income | 1,177,000 | 2,325,000 | 3,424,000 | 4,523,000 |
| Noninterest expense | 3,553,000 | 7,345,000 | 10,853,000 | 14,340,000 |
| Provision for loan losses | 135,000 | 270,000 | 409,000 | 544,000 |
| Pretax income | 595,000 | 1,079,000 | 1,862,000 | 2,663,000 |
| Income tax | 135,000 | 228,000 | 410,000 | 534,000 |
| Net income | 460,000 | 851,000 | 1,452,000 | 2,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,154,000 | 27,482,000 | 28,083,000 | 28,676,000 |
| Total capital | 29,948,000 | 30,401,000 | 31,135,000 | 31,778,000 |
| Risk-weighted assets | 273,445,000 | 273,596,000 | 269,897,000 | 276,535,000 |