Call reports 2006
FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION — 2006
What FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 346,813,000 | 346,321,000 | 347,669,000 | 355,115,000 |
| Total loans | 241,568,000 | 250,640,000 | 253,911,000 | 262,323,000 |
| Allowance for loan losses | 2,666,000 | 2,494,000 | 2,612,000 | 2,687,000 |
| Securities available for sale | 54,333,000 | 54,866,000 | 55,427,000 | 52,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 319,871,000 | 318,523,000 | 315,652,000 | 324,897,000 |
| Interest-bearing deposits | 292,666,000 | 293,743,000 | 290,363,000 | 293,902,000 |
| Noninterest-bearing deposits | 27,205,000 | 24,780,000 | 25,289,000 | 30,995,000 |
| Equity capital | 23,957,000 | 24,167,000 | 25,572,000 | 26,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,557,000 | 9,529,000 | 14,640,000 | 19,999,000 |
| Interest expense | 1,482,000 | 3,311,000 | 5,261,000 | 7,344,000 |
| Net interest income | 3,075,000 | 6,218,000 | 9,379,000 | 12,655,000 |
| Noninterest income | 990,000 | 2,007,000 | 2,987,000 | 4,237,000 |
| Noninterest expense | 3,289,000 | 6,865,000 | 10,201,000 | 13,025,000 |
| Provision for loan losses | 121,000 | -54,000 | 82,000 | 477,000 |
| Pretax income | 646,000 | 1,375,000 | 2,065,000 | 3,394,000 |
| Income tax | 128,000 | 291,000 | 455,000 | 891,000 |
| Net income | 518,000 | 1,084,000 | 1,610,000 | 2,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,861,000 | 25,364,000 | 25,889,000 | 26,694,000 |
| Total capital | 27,527,000 | 27,858,000 | 28,501,000 | 29,381,000 |
| Risk-weighted assets | 248,138,000 | 255,102,000 | 259,282,000 | 269,555,000 |