Call reports 2005
FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION — 2005
What FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 298,852,000 | 315,226,000 | 315,291,000 | 324,390,000 |
| Total loans | 197,244,000 | 215,373,000 | 220,389,000 | 229,806,000 |
| Allowance for loan losses | 2,281,000 | 2,372,000 | 2,462,000 | 2,548,000 |
| Securities available for sale | 52,496,000 | 46,735,000 | 41,819,000 | 55,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,122,000 | 289,031,000 | 288,458,000 | 297,676,000 |
| Interest-bearing deposits | 252,029,000 | 266,728,000 | 266,073,000 | 274,690,000 |
| Noninterest-bearing deposits | 22,093,000 | 22,303,000 | 22,385,000 | 22,986,000 |
| Equity capital | 22,433,000 | 23,560,000 | 23,896,000 | 23,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,410,000 | 7,251,000 | 11,283,000 | 15,555,000 |
| Interest expense | 789,000 | 1,725,000 | 2,823,000 | 4,108,000 |
| Net interest income | 2,621,000 | 5,526,000 | 8,460,000 | 11,447,000 |
| Noninterest income | 1,024,000 | 2,161,000 | 3,235,000 | 4,287,000 |
| Noninterest expense | 2,922,000 | 5,893,000 | 8,763,000 | 11,922,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 597,000 | 1,513,000 | 2,618,000 | 3,410,000 |
| Income tax | 134,000 | 384,000 | 709,000 | 908,000 |
| Net income | 463,000 | 1,129,000 | 1,909,000 | 2,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,130,000 | 23,733,000 | 24,287,000 | 24,342,000 |
| Total capital | 25,411,000 | 26,105,000 | 26,749,000 | 26,890,000 |
| Risk-weighted assets | 207,009,000 | 225,786,000 | 229,243,000 | 240,749,000 |