Call reports 2004
FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION — 2004
What FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 273,198,000 | 282,866,000 | 289,783,000 | 292,490,000 |
| Total loans | 164,164,000 | 183,592,000 | 181,107,000 | 196,379,000 |
| Allowance for loan losses | 2,019,000 | 2,070,000 | 2,117,000 | 2,193,000 |
| Securities available for sale | 50,478,000 | 52,611,000 | 55,950,000 | 54,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,725,000 | 260,080,000 | 265,556,000 | 268,034,000 |
| Interest-bearing deposits | 230,305,000 | 237,469,000 | 247,087,000 | 247,884,000 |
| Noninterest-bearing deposits | 19,420,000 | 22,611,000 | 18,469,000 | 20,150,000 |
| Equity capital | 21,465,000 | 20,706,000 | 22,045,000 | 22,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,988,000 | 5,761,000 | 8,907,000 | 12,277,000 |
| Interest expense | 703,000 | 1,366,000 | 2,039,000 | 2,799,000 |
| Net interest income | 2,285,000 | 4,395,000 | 6,868,000 | 9,478,000 |
| Noninterest income | 900,000 | 1,927,000 | 2,965,000 | 3,881,000 |
| Noninterest expense | 2,466,000 | 4,914,000 | 7,708,000 | 10,397,000 |
| Provision for loan losses | 75,000 | 125,000 | 170,000 | 215,000 |
| Pretax income | 669,000 | 1,308,000 | 1,982,000 | 2,739,000 |
| Income tax | 174,000 | 428,000 | 602,000 | 832,000 |
| Net income | 495,000 | 880,000 | 1,380,000 | 1,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,376,000 | 21,698,000 | 22,199,000 | 22,667,000 |
| Total capital | 23,395,000 | 23,768,000 | 24,316,000 | 24,860,000 |
| Risk-weighted assets | 178,213,000 | 189,339,000 | 193,232,000 | 203,161,000 |