Call reports 2003
FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION — 2003
What FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 241,177,000 | 246,683,000 | 265,671,000 | 262,457,000 |
| Total loans | 145,234,000 | 151,928,000 | 159,103,000 | 157,460,000 |
| Allowance for loan losses | 1,762,000 | 1,827,000 | 1,881,000 | 1,941,000 |
| Securities available for sale | 50,201,000 | 55,634,000 | 59,386,000 | 52,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,267,000 | 224,875,000 | 243,297,000 | 239,661,000 |
| Interest-bearing deposits | 202,619,000 | 206,124,000 | 223,531,000 | 221,811,000 |
| Noninterest-bearing deposits | 17,648,000 | 18,751,000 | 19,766,000 | 17,850,000 |
| Equity capital | 19,104,000 | 19,829,000 | 20,196,000 | 20,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,906,000 | 5,848,000 | 8,938,000 | 12,064,000 |
| Interest expense | 751,000 | 1,450,000 | 2,104,000 | 2,786,000 |
| Net interest income | 2,155,000 | 4,398,000 | 6,834,000 | 9,278,000 |
| Noninterest income | 880,000 | 1,881,000 | 2,945,000 | 4,015,000 |
| Noninterest expense | 2,567,000 | 4,842,000 | 7,363,000 | 10,001,000 |
| Provision for loan losses | 95,000 | 170,000 | 245,000 | 320,000 |
| Pretax income | 368,000 | 1,317,000 | 2,360,000 | 3,163,000 |
| Income tax | 55,000 | 304,000 | 562,000 | 750,000 |
| Net income | 313,000 | 1,013,000 | 1,798,000 | 2,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,901,000 | 19,554,000 | 20,339,000 | 20,881,000 |
| Total capital | 20,663,000 | 21,381,000 | 22,220,000 | 22,822,000 |
| Risk-weighted assets | 156,196,000 | 163,903,000 | 172,356,000 | 173,044,000 |