Call reports 2002
FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION — 2002
What FIRST HOPE BANK, A NATIONAL BANKING ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 218,406,000 | 226,800,000 | 235,550,000 | 237,216,000 |
| Total loans | 125,734,000 | 133,404,000 | 140,599,000 | 145,841,000 |
| Allowance for loan losses | 1,463,000 | 1,547,000 | 1,608,000 | 1,675,000 |
| Securities available for sale | 45,738,000 | 49,059,000 | 45,983,000 | 54,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,071,000 | 205,110,000 | 213,236,000 | 214,195,000 |
| Interest-bearing deposits | 183,391,000 | 189,341,000 | 194,189,000 | 198,293,000 |
| Noninterest-bearing deposits | 14,680,000 | 15,769,000 | 19,047,000 | 15,902,000 |
| Equity capital | 17,113,000 | 18,105,000 | 18,538,000 | 18,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,884,000 | 5,921,000 | 8,927,000 | 11,935,000 |
| Interest expense | 914,000 | 1,833,000 | 2,748,000 | 3,576,000 |
| Net interest income | 1,970,000 | 4,088,000 | 6,179,000 | 8,359,000 |
| Noninterest income | 832,000 | 1,651,000 | 2,418,000 | 3,371,000 |
| Noninterest expense | 2,229,000 | 4,412,000 | 6,559,000 | 8,995,000 |
| Provision for loan losses | 50,000 | 135,000 | 210,000 | 285,000 |
| Pretax income | 322,000 | 1,024,000 | 1,682,000 | 2,288,000 |
| Income tax | 85,000 | 290,000 | 488,000 | 677,000 |
| Net income | 237,000 | 734,000 | 1,194,000 | 1,611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,303,000 | 17,756,000 | 18,216,000 | 18,588,000 |
| Total capital | 18,766,000 | 19,303,000 | 19,824,000 | 20,263,000 |
| Risk-weighted assets | 148,450,000 | 155,939,000 | 152,152,000 | 155,655,000 |