Call reports 2024
CALIFORNIA BUSINESS BANK — 2024
What CALIFORNIA BUSINESS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 97,598,000 | 100,816,000 | 106,880,000 | 106,560,000 |
| Total loans | 80,783,000 | 78,859,000 | 79,428,000 | 89,057,000 |
| Allowance for loan losses | 1,506,000 | 1,506,000 | 1,506,000 | 1,596,000 |
| Securities available for sale | 3,418,000 | 2,190,000 | 2,216,000 | 1,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,777,000 | 83,751,000 | 89,450,000 | 85,927,000 |
| Interest-bearing deposits | 54,758,000 | 51,674,000 | 57,546,000 | 57,497,000 |
| Noninterest-bearing deposits | 26,019,000 | 32,077,000 | 31,904,000 | 28,430,000 |
| Equity capital | 16,011,000 | 16,190,000 | 16,411,000 | 16,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,328,000 | 2,740,000 | 4,132,000 | 5,528,000 |
| Interest expense | 346,000 | 689,000 | 1,048,000 | 1,388,000 |
| Net interest income | 982,000 | 2,051,000 | 3,084,000 | 4,140,000 |
| Noninterest income | 409,000 | 802,000 | 1,212,000 | 1,650,000 |
| Noninterest expense | 1,373,000 | 2,667,000 | 3,908,000 | 5,183,000 |
| Provision for loan losses | 0 | 0 | 0 | 91,000 |
| Pretax income | 6,000 | 174,000 | 376,000 | 505,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 6,000 | 174,000 | 376,000 | 505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,053,000 | 16,221,000 | 16,423,000 | 16,552,000 |
| Total capital | 17,085,000 | 17,225,000 | 17,470,000 | 17,692,000 |
| Risk-weighted assets | 82,076,000 | 79,759,000 | 83,311,000 | 90,730,000 |