Call reports 2023
CALIFORNIA BUSINESS BANK — 2023
What CALIFORNIA BUSINESS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 108,993,000 | 99,583,000 | 107,203,000 | 100,589,000 |
| Total loans | 81,015,000 | 81,980,000 | 77,204,000 | 78,621,000 |
| Allowance for loan losses | 1,871,000 | 1,871,000 | 1,871,000 | 1,506,000 |
| Securities available for sale | 10,740,000 | 8,473,000 | 8,506,000 | 9,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,430,000 | 82,740,000 | 89,962,000 | 83,793,000 |
| Interest-bearing deposits | 53,160,000 | 51,451,000 | 51,730,000 | 49,929,000 |
| Noninterest-bearing deposits | 34,269,000 | 31,290,000 | 38,232,000 | 33,864,000 |
| Equity capital | 15,920,000 | 16,168,000 | 16,336,000 | 15,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,300,000 | 2,674,000 | 3,972,000 | 5,328,000 |
| Interest expense | 219,000 | 532,000 | 854,000 | 1,201,000 |
| Net interest income | 1,081,000 | 2,142,000 | 3,118,000 | 4,127,000 |
| Noninterest income | 417,000 | 819,000 | 1,215,000 | 1,611,000 |
| Noninterest expense | 1,016,000 | 2,164,000 | 3,381,000 | 4,824,000 |
| Provision for loan losses | 0 | 0 | 0 | 422,000 |
| Pretax income | 482,000 | 797,000 | 952,000 | 526,000 |
| Income tax | 0 | 1,000 | 5,000 | 17,000 |
| Net income | 482,000 | 796,000 | 947,000 | 509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,002,000 | 16,319,000 | 16,485,000 | 16,047,000 |
| Total capital | 17,027,000 | 17,355,000 | — | 17,056,000 |
| Risk-weighted assets | 81,134,000 | 81,990,000 | — | 80,183,000 |