Call reports 2022
CALIFORNIA BUSINESS BANK — 2022
What CALIFORNIA BUSINESS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 137,442,000 | 113,647,000 | 121,642,000 | 114,018,000 |
| Total loans | 87,540,000 | 87,944,000 | 81,135,000 | 78,105,000 |
| Allowance for loan losses | 1,871,000 | 1,871,000 | 1,871,000 | 1,871,000 |
| Securities available for sale | 0 | 4,744,000 | 6,645,000 | 10,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,782,000 | 98,702,000 | 106,259,000 | 98,057,000 |
| Interest-bearing deposits | 73,809,000 | 60,112,000 | 62,447,000 | 59,322,000 |
| Noninterest-bearing deposits | 42,973,000 | 38,590,000 | 43,812,000 | 38,735,000 |
| Equity capital | 14,095,000 | 14,342,000 | 14,827,000 | 15,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 947,000 | 1,980,000 | 3,188,000 | 4,534,000 |
| Interest expense | 171,000 | 329,000 | 484,000 | 674,000 |
| Net interest income | 776,000 | 1,651,000 | 2,704,000 | 3,860,000 |
| Noninterest income | 402,000 | 873,000 | 1,326,000 | 1,727,000 |
| Noninterest expense | 1,020,000 | 2,071,000 | 3,018,000 | 3,999,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 143,000 | 438,000 | 997,000 | 1,573,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 143,000 | 437,000 | 996,000 | 1,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,089,000 | 14,384,000 | 14,943,000 | 15,520,000 |
| Total capital | 15,204,000 | 15,503,000 | 15,971,000 | 16,515,000 |
| Risk-weighted assets | 88,399,000 | 88,677,000 | 81,372,000 | 78,693,000 |