Call reports 2021
CALIFORNIA BUSINESS BANK — 2021
What CALIFORNIA BUSINESS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 99,518,000 | 97,148,000 | 104,337,000 | 121,611,000 |
| Total loans | 64,515,000 | 70,556,000 | 75,707,000 | 83,864,000 |
| Allowance for loan losses | 1,783,000 | 1,832,000 | 1,832,000 | 1,856,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,441,000 | 73,776,000 | 80,834,000 | 98,032,000 |
| Interest-bearing deposits | 36,567,000 | 39,099,000 | 44,212,000 | 58,943,000 |
| Noninterest-bearing deposits | 34,874,000 | 34,677,000 | 36,622,000 | 39,089,000 |
| Equity capital | 11,614,000 | 11,666,000 | 11,803,000 | 11,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,566,000 | 2,396,000 | 3,300,000 |
| Interest expense | 154,000 | 298,000 | 442,000 | 593,000 |
| Net interest income | 604,000 | 1,268,000 | 1,954,000 | 2,707,000 |
| Noninterest income | 322,000 | 627,000 | 966,000 | 1,313,000 |
| Noninterest expense | 932,000 | 1,848,000 | 2,736,000 | 3,612,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | -6,000 | 47,000 | 184,000 | 333,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -6,000 | 46,000 | 183,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,605,000 | 11,657,000 | 11,795,000 | 11,947,000 |
| Total capital | 12,429,000 | 12,555,000 | 12,758,000 | 13,011,000 |
| Risk-weighted assets | 64,909,000 | 70,884,000 | 76,148,000 | 84,306,000 |