Call reports 2020
CALIFORNIA BUSINESS BANK — 2020
What CALIFORNIA BUSINESS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 93,176,000 | 98,097,000 | 97,413,000 | 92,121,000 |
| Total loans | 65,550,000 | 69,486,000 | 63,878,000 | 59,708,000 |
| Allowance for loan losses | 1,809,000 | 1,801,000 | 1,801,000 | 1,783,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,598,000 | 68,585,000 | 68,136,000 | 64,031,000 |
| Interest-bearing deposits | 48,435,000 | 40,495,000 | 37,556,000 | 38,887,000 |
| Noninterest-bearing deposits | 18,163,000 | 28,090,000 | 30,580,000 | 25,144,000 |
| Equity capital | 12,030,000 | 11,858,000 | 11,667,000 | 11,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 1,742,000 | 2,590,000 | 3,401,000 |
| Interest expense | 207,000 | 396,000 | 569,000 | 731,000 |
| Net interest income | 691,000 | 1,346,000 | 2,021,000 | 2,670,000 |
| Noninterest income | 177,000 | 366,000 | 555,000 | 813,000 |
| Noninterest expense | 1,252,000 | 2,268,000 | 3,323,000 | 4,276,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -384,000 | -556,000 | -747,000 | -793,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | -384,000 | -556,000 | -747,000 | -794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,021,000 | 11,846,000 | 11,656,000 | 11,610,000 |
| Total capital | 12,763,000 | 12,738,000 | 12,480,000 | 12,383,000 |
| Risk-weighted assets | 58,251,000 | 70,434,000 | 64,911,000 | 60,771,000 |