Call reports 2019
CALIFORNIA BUSINESS BANK — 2019
What CALIFORNIA BUSINESS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 87,827,000 | 87,314,000 | 82,653,000 | 82,608,000 |
| Total loans | 66,629,000 | 65,431,000 | 64,068,000 | 66,992,000 |
| Allowance for loan losses | 1,809,000 | 1,809,000 | 1,809,000 | 1,809,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,861,000 | 53,199,000 | 55,286,000 | 55,595,000 |
| Interest-bearing deposits | 38,744,000 | 39,279,000 | 37,824,000 | 38,619,000 |
| Noninterest-bearing deposits | 14,116,000 | 13,919,000 | 17,461,000 | 16,976,000 |
| Equity capital | 13,045,000 | 12,673,000 | 12,587,000 | 12,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,792,000 | 2,701,000 | 3,632,000 |
| Interest expense | 176,000 | 393,000 | 576,000 | 771,000 |
| Net interest income | 695,000 | 1,399,000 | 2,125,000 | 2,861,000 |
| Noninterest income | 129,000 | 268,000 | 407,000 | 554,000 |
| Noninterest expense | 1,079,000 | 2,277,000 | 3,237,000 | 4,283,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -255,000 | -610,000 | -705,000 | -868,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -255,000 | -611,000 | -706,000 | -869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,029,000 | 12,658,000 | 12,572,000 | 12,404,000 |
| Total capital | 13,794,000 | 13,415,000 | 13,297,000 | 13,170,000 |
| Risk-weighted assets | 60,121,000 | 59,491,000 | 56,882,000 | 60,180,000 |