Call reports 2018
CALIFORNIA BUSINESS BANK — 2018
What CALIFORNIA BUSINESS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 95,846,000 | 100,966,000 | 95,727,000 | 88,134,000 |
| Total loans | 78,994,000 | 80,132,000 | 75,687,000 | 68,397,000 |
| Allowance for loan losses | 1,699,000 | 1,706,000 | 1,670,000 | 1,809,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,143,000 | 59,089,000 | 53,228,000 | 50,993,000 |
| Interest-bearing deposits | 46,744,000 | 46,308,000 | 41,026,000 | 37,161,000 |
| Noninterest-bearing deposits | 9,398,000 | 12,781,000 | 12,202,000 | 13,833,000 |
| Equity capital | 11,991,000 | 14,108,000 | 13,744,000 | 13,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 1,934,000 | 2,968,000 | 3,936,000 |
| Interest expense | 191,000 | 402,000 | 650,000 | 879,000 |
| Net interest income | 779,000 | 1,532,000 | 2,318,000 | 3,057,000 |
| Noninterest income | 93,000 | 181,000 | 263,000 | 389,000 |
| Noninterest expense | 1,263,000 | 2,523,000 | 3,797,000 | 5,035,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -391,000 | -810,000 | -1,216,000 | -1,589,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -391,000 | -811,000 | -1,217,000 | -1,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,986,000 | 14,104,000 | 13,741,000 | 13,400,000 |
| Total capital | 12,889,000 | 15,036,000 | 14,636,000 | 14,189,000 |
| Risk-weighted assets | 71,420,000 | 73,699,000 | 70,737,000 | 62,020,000 |