Call reports 2017
CALIFORNIA BUSINESS BANK — 2017
What CALIFORNIA BUSINESS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 86,245,000 | 83,975,000 | 92,007,000 | 96,280,000 |
| Total loans | 70,359,000 | 67,821,000 | 74,475,000 | 77,128,000 |
| Allowance for loan losses | 1,658,000 | 1,668,000 | 1,677,000 | 1,685,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,948,000 | 54,646,000 | 58,987,000 | 57,245,000 |
| Interest-bearing deposits | 50,017,000 | 46,404,000 | 49,099,000 | 48,680,000 |
| Noninterest-bearing deposits | 7,931,000 | 8,243,000 | 9,889,000 | 8,565,000 |
| Equity capital | 12,028,000 | 13,043,000 | 12,693,000 | 12,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 737,000 | 1,566,000 | 2,392,000 | 3,309,000 |
| Interest expense | 122,000 | 256,000 | 396,000 | 570,000 |
| Net interest income | 615,000 | 1,310,000 | 1,996,000 | 2,739,000 |
| Noninterest income | 37,000 | 77,000 | 144,000 | 197,000 |
| Noninterest expense | 1,165,000 | 2,442,000 | 3,376,000 | 4,592,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -513,000 | -1,055,000 | -1,236,000 | -1,656,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | -513,000 | -1,056,000 | -1,237,000 | -1,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,026,000 | 13,043,000 | 12,690,000 | 12,330,000 |
| Total capital | 12,833,000 | 13,821,000 | 13,551,000 | 13,219,000 |
| Risk-weighted assets | 63,619,000 | 61,312,000 | 67,993,000 | 70,277,000 |